FirstBank

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How to Get the Best Auto Loan Rates

Do you know how to find the best auto loan rates? We've outlined some tips here to help guide you through the process.

What Is the Difference Between a Bank and a Credit Union?

Labeled as profit mongers who invent outrageous fees and give mediocre customer service, banks have not made a good impression on consumers. As a result, many of us end up looking for alternatives.…

Tips for a successful Youth Month Savings Challenge

There’s less than two months to go until National Credit Union Youth Month™, when credit unions from coast to coast will urge kids to “Give a Hoot About Savings” and discover the life-changing power of credit union membership. As your celebration planning gets underway, don’t forget about one of the most powerful business development opportunities …

Things You Should Expect Your Mortgage Banker to Ask You

Five things you can plan on discussing with your mortgage banker. Take it from us, we do this every day.

Why Be a Broker When You Can Be a Mortgage Banker?

The rise of digital mortgages and increasing lender consolidation are just two reasons mortgage brokers should make the transition to mortgage banking sooner rather than later.

Can Tech Bring Small-Dollar Loans Back to Banks?

Some banks are looking to reenter small-dollar consumer lending now that a recent CFPB proposal has given them greater regulatory clarity. But they may need help from technology companies to make a very labor-intensive business more profitable.

What Does a Mortgage Banker Do?

A mortgage banker originates, funds and can service mortgage loans. Let's break down their services, responsibilities and how to hire one.

Why Wall Street suddenly soured on Discover and other consumer lenders

Investors worry that rising inflation means fewer people will be paying their credit card bills on time.

5 Things to Expect From a Good Mortgage Banker

Atlantic Bay Mortgage is a mortgage lender that genuinely cares about our clients. We continually provide the finest personal service to our clients.

5 Things You Should Expect Your Mortgage Banker to Ask About

If you are thinking about purchasing a home, you'll want to know about these 5 things.

How To Get a Loan Without a Bank

In between Chase Manhattan and Vinny (who breaks your legs if you don't pay your loan) lie new online services connecting borrowers with lenders. They're not banks. They're websites that facilitate peer-to-peer connections. The two biggest--LendingClub and Prosper--offer borrowers interest rates...

Loans That Avoid Banks? Maybe Not

Peer-to-peer finance has a new swarm of lenders: some of the same kinds of big institutions it once shunned.

Why Banks Ask for a Personal Guarantee Before a Loan

It’s a common scenario: You have a thriving business, and it’s doing so well that you believe it’s time to expand. That expansion requires more money, and, of course, increases your risk of failure. But you have studied your options, talked with advisors, and everyone agrees it’s a smart and potentially lucrative move. Your bank …

Many banks are easing loan standards, survey finds

It’s a good time for consumers to look for a loan. As competition in the finance sector increases, new survey findings suggest that many banks are swimming

What Will the Bank Accept as Collateral for Your Small Business Loan?

What is collateral and what types of assets do banks and financial institutions accept as collateral for small business loans?